Free Bagel Everyday For The Rest Of The Year At Panera Bread!©


Panera Bread has a promotion for new members!

Just for signing up, you receive a free bagel everyday for the rest of the year. Today is 12/27/2018, the promotion started before this date, if you sign up you will be able to get a free bagel for the rest of the year!

You are able to choose from the bagels that they have available. I haven’t been to Panera Bread consistently each day since signing up, however, so far I have had:

Cinnamon Raisin Swirl

Cranberry Walnut

Cinnamon Crunch

When redeeming, just walk in to your Panera Bread of choice, inform them that you would like your free bagel, enter your account number or your phone number that you used when signing up and Panera Bread takes care of the bagel for you. You can choose to have it sliced and toasted for free and butter is free!

To sign up, go to: Panera Bread

Click JoinMyPanera, it will take you to a different screen, the information for the promotion is displayed along with other Panera Bread information. Click on JoinMyPanera. Follow the prompts to sign up. Once you sign up, you will receive a reward for a free pastry of your choice. I chose the Kitchen Sink Cookie! You are also en route to receiving other rewards through Panera Bread.

Once you’re signed up, your good to go to get your free bagel for the rest of the year!

Until Next Time,

Bridget Denise Webbimg_20180624_210005_555584232980.jpg

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“Classy Is, Classy Does!”©

https://teespring.com/stores/bridget-denise-webb-2

 

 

Personal Finance Goals©


On Christmas Eve, I ordered my credit report from all three reporting agencies:

Equifax, Experian, TransUnion

Also on my list, is to see what my credit score is.

Through Annual Credit Report you can request your credit report from all three credit reporting bureaus, free of charge.

Once every 12 months, you have the “right” to get a “free” copy of your credit file disclosure (your credit report).

There are 3 ways to obtain your free report:

Online:  At Annual Credit Report You can view your credit report online from all three credit reporting agencies.

Phone: By calling 1-877-322-8228, you can order your selected credit report or all three of your credit reports from all three credit reporting agencies.

Writing: There is a form that you can print out from Annual Credit Report’s website that you can fill out and send it to:  Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281

If you haven’t looked at your credit file disclosure all year, with the year ending, this is a great time to order yours. I have been wanting to get a hold of my credit report disclosure for a while now.

Until Next Time,

Bridget Denise Webb

img_20180624_210005_555584232980.jpg

560 (1)

“Classy Is, Classy Does!”©

https://teespring.com/stores/bridget-denise-webb-2

Money Tip©


The wicked borroweth, and payeth not again: but the righteous sheweth mercy, and giveth. – Psalm 37:21 KJV

Until Next Time,

Bridget Denise Webb

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Personal Finance – Financial Literacy Challenge


I have an avid interest in Personal Finance and have been and currently am seeking to get my own finances in order.

Financial Literacy Month is the month of April.

There’s no better time to start learning about personal finance and getting your personal finances in order than now! Let’s hold each other accountable with a challenge! I know accountable is such a touchy word for some people, if you have any ounce of integrity it means that you actually have to do what is being stated as the terms of accountability.

For this Personal Finance – Financial Literacy Challenge let’s commit to reading Personal Finance books during the month of March and making the necessary changes that we learn about, need to, and are able to do to get our finances in order.

I am currently reading a book entitled, Getting Your Financial Hou$e in Order A Floorplan for Managing Your Money by David and Debbie Bragonier with Kimn S. Gollnick. I checked it out of my local public library on 3/1/2018.

So far it is very enlightening and interesting. I may do a book review when I’m done reading it!

How will we keep each other accountable?

1. Comment on this blog post with the book that you are reading along with the date you checked it out.

2. When you’re done, give the areas where you made changes to your personal finance to bring your finances in order. If the material that you read in the books that you check out is the same material and you have already made changes in the areas, list something that would benefit others to know (i.e. opening an online bank account at an online bank vs. opening an bank account at a local or physical bank.)

3. Give a “brief summary” of the book.

That’s it! There are twenty eight days left in March. Let’s go!

Until Next Time,

Bridget Denise Webb

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Should You Invest The Time And Effort In Becoming Debt Free Together Before An Engagement? Something To Think About……..


Inspired by my comment to a tweet that I saw by Dave Ramsey in my Twitter feed, where he tweeted about a couple who became engaged during his live radio show. Normally, people come on his live radio show to give their debt free scream (they paid off all their debt), this couple also became engaged during the live radio show.

 After giving my congratulations and retweeting with my comment of “Love it!” along with hashtags and including @StartMarriage (Start Marriage Right) (a website dedicated in helping you prepare for marriage), I started thinking and tweeted the following question with an explanatory answer. This blog post includes more informative explanatory detail…… 

Should you invest the time and effort in becoming debt free together before an engagement? Or should each work individually on their own debt?

Therefore shall a man leave his father and his mother, and shall cleave unto his wife: and they shall be one flesh. Genesis 2:24 (KJV) (Bold Emphasis Added)

For this cause shall a man leave his father and mother, and cleave to his wife;

And they twain shall be one flesh: so they are no more twain, but one flesh. – Mark 10:7-8 (KJV) (Bold Emphasis Added)

They’re not one yet. Something to think about……. 

If you’re courting. That means you are courting each other with the intent and end goal in mind to marry each other. You can expect an engagement. (Where two people decide to commit to each other and marry. )

Versus dating

If you’re dating someone you’re just trying the person out. There is no end goal of commitment involved. There’s no declared intent of a marriage or an engagement. 

With marriage, a life long vow is made to each other (a man and a woman) before God and man. And a life long covenant is established between you and the other person before God and man. Till death do you part. You become one. Everything that is his becomes hers, everything that is hers becomes his. They become one.

Dating:

(1) Man + (1) Woman = (2) Two Single People (Trying Each Other Out)

If you’re having pre-marital sexual intercourse (sex outside of marriage), then you’re two single people with body and soul damage that only Jesus Christ can deliver and heal you of. Sexual intercourse was designed by God to be participated in within the covenant of marriage. It also consummates the covenant between the two. So when you engage in something that was not designed for you to take place in without the correct qualification or proper parameter (i.e. being married to each other) it brings on a whole set of problems that could have been avoided with two words: —> Marriage Covenant. But that’s another blog post.

Courting:

God + (1) Man + (1) Woman = 2 (Two) Single People (With The End Goal Of Marrying Each Other)

Marriage: 

God + (1) Man + (1) Woman + Lifelong Vows + Established Covenant + Witnesses + Marital Sexual Intercourse  = (1) One Flesh

Witnesses can be invitees to the ceremony, the minister who marries you, the judge who marries you, those who sign you’re marriage certificate as a witness. They are witnessing the vow that you are making to each other and before God. God is omnipresent. He is every where he sees, hears, and knows all. Nothing gets past him.

So the equity involved and the emotional equity involved in working together in becoming debt free would be justified within the parameters of marriage. Versus not being in a marriage covenant relationship and in more than a platonic relationship.

Platonic: 

of, relating to, or having a close relationship in which there is no romance or sex. (Merriam-Webster)

of, relating to, or being a relationship marked by the absence of romance or sex. (Merriam-Webster)

With platonic friends, that’s totally different. Platonic friends don’t have that depth of equity such as courtship, marriage, or liking each other in a more than a platonic way involved in becoming debt free. They are just working on something together as friends with a like (similar or common) interest. 

Platonic:

God + (1) Man + (1) Woman = (2) Single People (In A Relationship Marked By The Absence Of Romance Or Sex)

Something to think about……..

For information about Dave Ramsey and the services he offers, please visit http://www.daveramsey.com

For information about Start Marriage Right and the resources that Start Marriage Right offers, please visit http://www.startmarriageright.com

Until Next Time,

Bridget

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Today’s Inspirational Quote


Budgets! You love’em! You hate’em! You need’em! – Need To Know Basics

Until Next Time,
Bridget

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