Free Bagel Everyday For The Rest Of The Year At Panera Bread!©


Panera Bread has a promotion for new members!

Just for signing up, you receive a free bagel everyday for the rest of the year. Today is 12/27/2018, the promotion started before this date, if you sign up you will be able to get a free bagel for the rest of the year!

You are able to choose from the bagels that they have available. I haven’t been to Panera Bread consistently each day since signing up, however, so far I have had:

Cinnamon Raisin Swirl

Cranberry Walnut

Cinnamon Crunch

When redeeming, just walk in to your Panera Bread of choice, inform them that you would like your free bagel, enter your account number or your phone number that you used when signing up and Panera Bread takes care of the bagel for you. You can choose to have it sliced and toasted for free and butter is free!

To sign up, go to: Panera Bread

Click JoinMyPanera, it will take you to a different screen, the information for the promotion is displayed along with other Panera Bread information. Click on JoinMyPanera. Follow the prompts to sign up. Once you sign up, you will receive a reward for a free pastry of your choice. I chose the Kitchen Sink Cookie! You are also en route to receiving other rewards through Panera Bread.

Once you’re signed up, your good to go to get your free bagel for the rest of the year!

Until Next Time,

Bridget Denise Webbimg_20180624_210005_555584232980.jpg

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“Classy Is, Classy Does!”©

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Personal Finance Goals©


On Christmas Eve, I ordered my credit report from all three reporting agencies:

Equifax, Experian, TransUnion

Also on my list, is to see what my credit score is.

Through Annual Credit Report you can request your credit report from all three credit reporting bureaus, free of charge.

Once every 12 months, you have the “right” to get a “free” copy of your credit file disclosure (your credit report).

There are 3 ways to obtain your free report:

Online:  At Annual Credit Report You can view your credit report online from all three credit reporting agencies.

Phone: By calling 1-877-322-8228, you can order your selected credit report or all three of your credit reports from all three credit reporting agencies.

Writing: There is a form that you can print out from Annual Credit Report’s website that you can fill out and send it to:  Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281

If you haven’t looked at your credit file disclosure all year, with the year ending, this is a great time to order yours. I have been wanting to get a hold of my credit report disclosure for a while now.

Until Next Time,

Bridget Denise Webb

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560 (1)

“Classy Is, Classy Does!”©

https://teespring.com/stores/bridget-denise-webb-2

Money Tip©


The wicked borroweth, and payeth not again: but the righteous sheweth mercy, and giveth. – Psalm 37:21 KJV

Until Next Time,

Bridget Denise Webb

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Today’s Inspirational Verse©


A feast is made for laughter, and wine maketh merry: but money answereth all things. – Ecclesiastes 10:19 KJV

Until Next Time,

Bridget Denise Webb

Personal Finance – Financial Literacy Challenge


I have an avid interest in Personal Finance and have been and currently am seeking to get my own finances in order.

Financial Literacy Month is the month of April.

There’s no better time to start learning about personal finance and getting your personal finances in order than now! Let’s hold each other accountable with a challenge! I know accountable is such a touchy word for some people, if you have any ounce of integrity it means that you actually have to do what is being stated as the terms of accountability.

For this Personal Finance – Financial Literacy Challenge let’s commit to reading Personal Finance books during the month of March and making the necessary changes that we learn about, need to, and are able to do to get our finances in order.

I am currently reading a book entitled, Getting Your Financial Hou$e in Order A Floorplan for Managing Your Money by David and Debbie Bragonier with Kimn S. Gollnick. I checked it out of my local public library on 3/1/2018.

So far it is very enlightening and interesting. I may do a book review when I’m done reading it!

How will we keep each other accountable?

1. Comment on this blog post with the book that you are reading along with the date you checked it out.

2. When you’re done, give the areas where you made changes to your personal finance to bring your finances in order. If the material that you read in the books that you check out is the same material and you have already made changes in the areas, list something that would benefit others to know (i.e. opening an online bank account at an online bank vs. opening an bank account at a local or physical bank.)

3. Give a “brief summary” of the book.

That’s it! There are twenty eight days left in March. Let’s go!

Until Next Time,

Bridget Denise Webb

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Product Review: Silk Elements® With Silk Protein MegaSilk® Heat Protection Spray©


In need of heat protection for flat ironing and styling my au naturel hair, I went to Sally Beauty Supply to find a low priced heat protector to use.  I normally use Sally’s Generic Brand of BioSilk for a heat protector which is more than I had available to spend this time around. Other than that, I would have readily grabbed Sally’s Generic Brand of BioSilk.

I came across two small size heat protection sprays that were priced under $4.00 before tax. I decided to try Silk Elements® With Silk Protein MegaSilk® Heat Protection Spray:

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which was lower than I expected when checking out. At the register it rang up to $1.99 before tax for a 2fl. oz (59 mL) spray, with a total price of $2.11, a great deal and it was all that I needed at the moment. I just needed to straighten my hair.

After washing and conditioning my hair, I prayed over the product and sprayed it on my damp hair. I proceeded to blow dry my hair.

1. I did not have my paddle brush with me. (It preps your hair for heat styling when blow drying it. It makes it nice and tangle free.)

2. I wasn’t using the heat protection that my hair is used to.

3. I was using a new flat iron.

Needless to say, I wasn’t satisfied with the results of  the ends of my hair and the way the product made my hair feel. It had a more producty (not a real word, but you understand what I mean), rough, result rather than smooth, silk result that I am used to when using Sally Beauty Supply’s Generic Brand of BioSilk. The generic brand of BioSilk coats your hair. It’s thicker in formula and weight . And you have to pour it verses than spray it.

The Silk Elements® With Silk Protein MegaSilk® Heat Protection Spray states:

  • Helps protects from heat damage
  • Use with flat irons, blow-dryer, or any heated appliance
  • Provides a luxurious shine
  • For hair as soft and smooth as silk.

I personally did not experience a luxurious shine. It may be a product that works best on relaxed hair.

I tried the heat protection spray again on the same shampooed and condition set of hair, with small sections of my hair and applied the spray directly to each section and the ends of my hair within the section before flat ironing, it was noticeably straighter in some sections, but not the desired look that I am used to and desired.

As for know it is a product that is a last resort;an it’s all that I have to use option.

Disclaimer: I have not been paid by Silk Elements® to give my opinion and experience with the MegaSilk® Heat Protection Spray. I am not a representative of Silk Elements®. The product was purchased by me and used by me in my personal discovery of its use. I have not been paid by BioSilk to give my opinion and experience with Biosilk. I am not a representative of BioSilk. The product used by a licensed cosmetologists in the process of styling my au naturel hair and purchased by me as well, in the use of styling my au naturel hair.

Until Next Time,

Bridget Denise Webb

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Everybody Isn’t Depressed Or Experiencing Depression, They’re Just Broke!


This might help someone today:

Everybody isn’t depressed or experiencing depression. 

Some people are just broke. They don’t have any money to:

1. Catch a plane for a vacation.

2. Go do something that will be fulfilling. 

3. Go visit that friend or relative.

4. Buy that dress, suit, book, car, or house that they’ve been desiring. 

5. Go get their hair done or to do it themselves.

6. Go to lunch or take a friend to lunch. 

If they had the money to do some of these things there would be a significant difference in their behavior. 

Some people are not depressed they are just broke! They don’t have any money!

A feast is made for laughter, and wine maketh merry: but money answereth all things. – Ecclesiastes 10:19 KJV

Until Next Time, 

Bridget 

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